Terms and Conditions
These Terms and Conditions govern your use of Drovaneliqath's website and financial planning services. Please read them carefully before using our services.
Last Updated: August 29, 2025
Acceptance of Terms
By accessing our website or using our services, you agree to be bound by these Terms and Conditions and our Privacy Policy.
These terms constitute a legally binding agreement between you and Drovaneliqath
Definitions
For the purpose of these Terms and Conditions:
- Service: Refers to the financial planning subscription service provided by Drovaneliqath
- User/Client: Refers to any individual who accesses our website or uses our services
- Company: Refers to Drovaneliqath, the provider of financial planning services
- Content: Refers to all information, text, graphics, and materials on our website
Use of Service
Your use of our service is subject to the following conditions:
Permitted Use
- Use services for legitimate financial planning purposes only
- Provide accurate and complete information during consultations
- Maintain confidentiality of any login credentials provided
Prohibited Use
- Use services for unlawful or fraudulent purposes
- Attempt to gain unauthorised access to our systems
- Share or distribute confidential planning materials without permission
- Use services to compete with or replicate our business model
User Accounts and Responsibilities
When you create an account with us, you are responsible for:
- Maintaining the security and confidentiality of your account
- Providing accurate and up-to-date information
- Notifying us immediately of any unauthorised access
Payment Terms
The following terms apply to all subscription payments:
Subscription Terms: Monthly subscription fees of £250 are due in advance and processed automatically via your chosen payment method
Billing Cycle: Billing occurs monthly on the anniversary of your subscription start date
Refund Policy: No refunds are provided for partial months or unused services. Results may vary based on individual circumstances
Cancellation Policy: You may cancel your subscription with 30 days written notice. Cancellation takes effect at the end of your current billing period
Intellectual Property
All content, materials, and intellectual property on our website and in our services remain the exclusive property of Drovaneliqath.
We grant you a limited, non-exclusive license to use our services for their intended purpose only
Privacy and Data Protection
Your privacy is important to us. We collect and process personal information in accordance with UK data protection laws.
Please see our Privacy Policy for detailed information about data handling practices Privacy Policy
Disclaimers and Warranties
We provide our services on an "as is" basis and disclaim all warranties, express or implied, to the fullest extent permitted by law.
No warranty is made regarding specific outcomes or results from our planning services
Limitation of Liability
Our liability to you for any claims arising from these terms or our services is limited to the amount you paid for services in the 12 months preceding the claim.
In no event shall our total liability exceed £3,000 per client
Indemnification
You agree to indemnify and hold harmless Drovaneliqath from any claims, damages, or expenses arising from your breach of these terms or misuse of our services.
Dispute Resolution
We are committed to resolving disputes amicably through the following procedures:
Alternative Dispute Resolution
Disputes will first be addressed through direct negotiation, followed by mediation if necessary
Online Dispute Resolution
EU consumers may access the European Commission's online dispute resolution platform at ec.europa.eu/consumers/odr
Termination
Either party may terminate the service relationship with appropriate notice as specified in these terms.
Upon termination, access to services ceases but these terms remain in effect for completed transactions
Governing Law
These terms are governed by English law and subject to the exclusive jurisdiction of English and Welsh courts.
Changes to Terms
We may modify these terms at any time by posting updated terms on our website.
Significant changes will be communicated via email with 30 days notice
Severability
If any provision of these terms is found invalid or unenforceable, the remaining provisions continue in full force and effect.
Entire Agreement
These terms, together with our Privacy Policy and any additional agreements, constitute the entire agreement between you and Drovaneliqath.
Contact Information
For questions about these terms, contact us at info@drovaneliqath.com or +44 7911 0704 0104
Company Name: Drovaneliqath
Email: info@drovaneliqath.com
Telephone: +44 7911 0704 0104
Address: 42 Kensington High Street, London W8 4PE
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions